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Low-Income Senior Citizens - Where to Look For Financial Help?BY: Anisa Author | Category: Finance | Submitted: 2010-10-09 12:15:23
This might be a question in the minds of low income seniors that how and where to find federal grants and support? This article will share with you information on the list of various government solutions offered to older people to acquire financial support. Surviving today's tough economic circumstances could be difficult for seniors having low-income. Despite the fact that, family and friends do help old people every now and then, however to spend a respectable living, older people may need to select an appropriate federal grant that is particularly designed to deliver support to low income elderly people. Thus, for all those persons seeking for post-retirement financial aid, provided under is some valuable information. Check out at Social Security Office Those old-age guys having low income can search for food stamps by checking out at their local Social Security Office. Upon meeting the basic criteria (i.e. if the assets value less than $3000, excluding house), senior citizens can qualify for food stamps. These food stamps could then be utilized at on-list food stores to obtain food products. Pay a visit to the nearby Local Public Housing Agency Office Older people who are seeking cost-effective and reasonably priced properties must go to U.S. Department of Housing and Urban Development (HUD) website. HUD, with the help of public housing agencies (PHAs), offers several schemes to provide home guidance to low-income seniors as well as families. From HUD website, contact details of nearby PHA can be obtained and then by contacting the officers at PHA, seniors can find out whether or not they qualify to receive housing vouchers. If they fulfill the basic requirements and apply for the vouchers, they can get houses on rent at a reasonable price. If they manage to avail this facility, PHA will then pay the house rent directly to the house owner. Browse the website of "United States Department of Health and Human Services" For low-income elderly people to be able to bear their health care expenses, US Govt. offers a plan referred to as "Medicaid". Senior citizens need to satisfy particular qualification standards before they can get this medical financial help. United States Department of Health and Human Services website clearly indicates the requirement to qualify for this scheme, therefore those seniors who wish to get advantage of this medical program should visit the website and apply for it along with submission of all the required documents. If they're found suitable by the state officials, their medical bills, which includes expenses for hospital, wards as well as nursing homes will be paid by US government. However, whether govt. takes the responsibility to pay in full or partial will depend upon the income of the senior. Submit an application for LIHEAP (Low-Income Home Energy Assistance Program) By applying for this program old people can get financial help to pay their monthly bills like phone costs, cable expenses, water bill and so forth. To see the eligibility criteria you must visit the website of "Administration for Children and Families". Upon entering the website, you will find different sections. Go for the tag of "Low-Income Home Energy Assistance Program" and find out all the details about the program as well as about the person you will need to call in order to get this facility or discount benefits. Look at the website of "Partnership for Prescription Assistance" It is a fact that particular doctor prescribed drugs are expensive and sometimes unreachable for those having low income. If any of the senior members of the society want govt. help in order to buy prescription drugs they should visit "Partnership for Prescription Assistance" Website. Since Jan 2010, income criteria for those who wish to avail this facility have changed. Now for couples the income must not exceed $21,855, whereas, for single senior citizens their income must not exceed $16,245. Likewise, the assets like bank accounts, bonds etc must not exceed $25,010 for couples and $12,510 for senior citizens living alone. To find out more details about the eligibility criteria as well as the features of this program, you must visit their website where you can also file the application for this aid. In addition to the above mentioned financial aid programs, senior citizens can also visit their local social security office to get info regarding some other similar programs offered by the government. This will not only help them live a financially stable post-retirement life but they will also feel secure in case they have dependents. It will also keep them away from the regular embarrassment of asking their family for funds. Article Source: http://www.writearticles.org/ About Author / Additional Info: Comments on this article: (0 comments so far)
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