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Shopping Online: Tips and TricksBY: Maya Ballesteros | Category: Technology | Submitted: 2010-09-05 15:58:56
Shopping online is a good alternative to the traditional way, if not a far better way to shop. No driving and parking hassle, no frustrating search for the goods you want and no queuing to pay. Still, it is still a little bit of a wild, wild west out there on the world wide web. It is easy for people to bait you with a product, take the payment and never send you the goods. How do you navigate the Internet and successfully do transactions online? Google the Site The offer seems good, the price is affordable, the only problem is you have never buy things from this site before. Before taking any unnecessary risks, type the site's name into the search engine box and tap Enter. If the result list comes up with "[website name] scam", beware. Read the testimonials in independent forums to see if the website with which you are thinking about doing business together is a trusted party. Check the site's URL Sites hoping to do business with customers know they need to ensure safety of transaction details and customers personal information. Responsible websites will make sure of this by encrypting their transaction page where payment is done. Avoid doing any transaction with a website with htpp address on their transaction page. The page is not encrypted and you are running a risk of becoming the victim of identity theft. Use PayPal and PO Box PayPal is secure and it hides your banking details. Whether you do the transactions via credit card or direct transfer, the other party can never find out the number of your bank account or credit card. A quick tip: use a different email address to deal with PayPal. The site itself is trustworthy but you never know about the people to whom you give this email address. Use the post office box to keep strangers from knowing your home address. Nobody wants to know your home address? You never know. There are always identity thieves out there ready to apply for a credit card under your name, or people who have gauged your income and hoping to burgle your house. Don't Give Personal Information When you are dealing with an individual, instead of a trusted site, avoid giving personal information. In fact, never offer any personal data. Any kind of online transaction can be completed even when you only know each other as FishingDad32 and Rockstar111. The closest thing to a personal info someone may need from you will be your email address that is attached to PayPal and the address of the post office box you use to receive goods bought online. Beware of Scam Now that your email address is out there and there are traces of your online transaction, some savvy scammers might try to get something out of you. Be it more personal information or even, if he is lucky, some cold hard cash. How he is doing it is simple. He sends you an email, pretending to be someone from your bank, showing concern that something has gone wrong with your latest, online transaction. Can you please give your online username and password so the bank can take care of this? Do respond within 24 hours otherwise the sizable fee will be charged to you. Now that he has gotten you panic, he takes the information you frantically supply him and uses it to access your online banking account and withdraw whatever cash you have. Trust Your Instinct When an offer seems too good to be true, it very often is. Stay away from people who are offering books or products that can make you rich quickly or improve your sexual life. 0.001% may be genuine, the rest are scammers looking to make some quick cash. Read the Review(s) In sites like eBay, user are given reviews by people who have had previous transactions with them. Here you can take a look and judge for yourself. Does she always send the goods on time? Are the goods in the good condition as she advertised? What are the return policy she establishes? Make use of this feature to the best of your ability. If you are not sure about a person or a transaction and he does not have a review yet, stand back. It is better to find the object somewhere else than lose $50 to $100 or more for nonreturnable, damaged goods. Article Source: http://www.writearticles.org/ About Author / Additional Info: Comments on this article: (1 comments so far)
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